Planning for a Bright Future

About Me

Planning for a Bright Future

When I graduated college, I landed a dream job teaching accounting at a university. For five years I enthusiastically taught my students important accounting principles. During this time, I put a significant portion of my paychecks into a retirement fund. Because I’ve always been extremely conservative with my finances, I invested all of my cash into money market funds. Unfortunately, this decision did not yield great results. Now that I’m older and wiser, I’d like to rectify the retirement mistake I made when I was younger. On this blog, I hope you will discover the best types of funds to include in your retirement portfolio. Enjoy!

Beef Up Your Insurance Coverage And Savings

If you have a Medicare policy, but it will not cover all of the costs associated with hospitalization, medication, or routine doctors visits, now is the time to investigate viable ways to increase your coverage so that you will have enough funds to pay medical bills that are incurred in the future. Use the options below to beef up your insurance coverage and savings so that you are protected if faced with a medical crisis. Read More 

Up The Ladder Of Success: Where To Go Next When You’re Already Doing Well

Just when it seems that your small or mid-sized business has hit its most successful peak, things really take off. If this is where your company is at right now, you might be wondering if there is any way your company could climb any higher. Actually, there is. It requires more steps than what you knew about or expected, but it can happen. Here is where to go next when your business is already doing well. Read More 

Fear You’ll Soon Be Facing A Forced Medical Retirement? How Can You Prepare?

If you've recently been diagnosed with a medical condition that is likely to force you into an involuntary early retirement in the next few years, you may be reeling at this news and wondering how you'll ever be able to physically and financially prepare yourself. Fortunately, even having just a year or two of lead time can often be enough to take many of the preparatory steps that will make your transition much easier. Read More 

Planning An Early Retirement? How Can You Get There?

If you've known since your first day of work that you'd like to retire early, you may be wondering exactly what you'll need to do to make that happen. Although generating a six- or seven-figure nest egg for retirement during your first couple of decades in the working world can seem like a challenge, with some savvy planning and investing, it's certainly an achievable one. Read on to learn more about setting yourself up for a comfortable early retirement. Read More 

Three Tips To Help You Start Saving For Retirement In Your 20S

The longer your money is in the market, the more you'll earn. This is why saving for your retirement in your 20s is so important. Even if you only manage to set aside a few thousand dollars, thanks to compounding interest, that money will grow into so much more than the money you save in your 30s or 40s. Saving for retirement in your 20s may seem like a stretch when you're just getting your career going and settling into post-college life. Read More